Virtually Staged. ASSUMABLE 2.875% FHA LOAN | $32 AVERAGE ELECTRIC BILL | SOLAR 2022 | CONCRETE BLOCK & STUCCO | 3BR ON A CUL-DE-SAC | GATED 55+ GOLF COMMUNITY An assumable 2.875% FHA loan. In this market. For a qualified buyer, that single number can mean hundreds of dollars a month for the life of the loan - and it does not come along twice. Then look at the utilities: average electric bill of $32. Average water bill of $69. That is not a typo. This home was built and upgraded to cost almost nothing to run. Welcome to Stonecrest, the fully gated 55+ golf course community in Summerfield, FL - championship golf, four pools including one indoor, pickleball, softball, the Broad Stripes Golf & Social Club, and over 80 clubs behind private gates. And whenever you want the town squares, you are just a bridge away by golf cart to The Villages. This unique 3-bedroom, 2-bath Casa Loma villa is concrete block and stucco - solid, quiet, and built to last - sitting on a quiet cul-de-sac with a 2-car garage and no carpet anywhere in the home. Every major system has already been addressed: Solar system - 2022 HVAC - 2021 Hot water heater - 2023 Three new skylights - 2024 Smoke and fire detection system - 2021 Roof - 2018 There is nothing on the horizon and nothing to negotiate around. Buy it and start living in it. Step into the foyer and the dining and living combination opens up under vaulted ceilings, finished in stunning luxury vinyl plank flooring, anchored by a designer light fixture, with sliding doors leading out to the enclosed lanai. It is one continuous, generous gathering space - exactly what you want when the family visits. The kitchen is flooded with natural light beneath its own vaulted ceiling and three new skylights: granite countertops, tile backsplash, tile flooring, abundant wood cabinetry, pantry closet, and a convenient pass-through to the living area so you are never cooking alone. The primary suite offers glowing luxury vinyl plank flooring, a walk-in closet, and an en-suite bath with generous vanity and walk-in shower. The second bedroom features a built-in closet and matching flooring, and the third room makes an ideal guest room, office, den, or hobby space. The guest bath showcases a tiled tub and shower combination. Then there is the outdoor living, and there is a lot of it. The private enclosed lanai with wood-look tile flooring has room for multiple seating areas and opens directly to the paver back patio, wrapped in privacy landscaping - a genuine outdoor oasis for cookouts, sunset dinners, and beautiful Florida evenings. Storage is handled by the 21' x 20' two-car garage. A rare loan. Almost no utility bills. Concrete block construction. Every system updated. On a quiet cul-de-sac behind the gates. A WONDERFUL LIFESTYLE AWAITS YOU IN STONECREST - schedule your private showing today.